Chase Freedom Flex versus the Chase Freedom Unlimited: Which cash-back card is right for you?

News
Chase Freedom Flex vs. Chase Freedom Unlimited 4x3

Summary List PlacementChase Freedom Flex℠Chase Freedom Unlimited®

Chase offers some of the best rewards credit cards on the market, including the Chase Sapphire Reserve® for travel as well as co-branded credit cards with programs like Southwest Rapid Rewards and Marriott Bonvoy.

The card issuer’s cash-back credit card offerings have also remained popular with consumers thanks to their lucrative rewards schemes and lack of annual fees — and these cards just got even better.

As of September 15, consumers can sign up for a new cash-back card called the Chase Freedom Flex℠, which has replaced the Chase Freedom for new cardholders but includes the same rotating quarterly bonus categories for earning up to 5% cash back on up to $1,500 per quarter after activation. Chase has also revamped the Chase Freedom Unlimited®, and both new offerings rack up bonus rewards in categories like dining and travel booked through Chase, as well as drugstore purchases.

 

 If you’re considering a new cash-back credit card, you’ll want to compare the Chase Freedom Flex℠ and the Chase Freedom Unlimited® to see how they stack up.

 Table of Contents: Masthead StickyChase Freedom Flex versus the Chase Freedom Unlimited: The biggest differences

 
Chase Freedom Flex℠
Chase Freedom Unlimited®

Annual fee
$0
$0

Welcome bonus

$200 back after you spend $500 in the first 3 months from account opening

5% cash back on up to $12,000 spent on grocery-store purchases in your first account year*

$200 after spending $500 in the first three months from account opening

5% cash back on up to $12,000 spent on grocery-store purchases in your first account year*

Cash-back earning rate

5% cash back on up to $1,500 spent in quarterly bonus categories (then 1%)

  10 things you need to know before the opening bell

5% back on travel booked through Chase Ultimate Rewards

3% back on dining and drugstore purchases

1% back on everything else

5% back on travel booked through Chase Ultimate Rewards

3% back on dining and drugstore purchases

1.5% back on everything else

Redemption options
Redeem rewards for cash back, statement credits, gift cards, merchandise, travel through Chase, and more
Redeem rewards for cash back, statement credits, gift cards, merchandise, travel through Chase, and more 

Intro APR offer
0% intro APR on purchases for 15 months from account opening, then a variable rate of 14.99% – 23.74%

0% intro APR on purchases for 15 months from account opening, then a variable rate of 14.99% – 23.74%

 
Chase Freedom Flex℠
Chase Freedom Unlimited®

*not including grocery-store purchases at Target and Walmart

Welcome offer

Both the Chase Freedom Flex℠ and the Chase Freedom Unlimited® will start new cardmembers off with a $200 cash bonus when they spend $500 on their cards within three months of account opening.

 

This bonus is very generous compared to what you’ll get with many cash-back credit cards from other issuers. It’s also easy for most people to earn considering you only have to spend $167 per month for three months in a row to reach the bonus threshold.

Both cards also let you rack up 5% cash back on purchases made with Lyft through March of 2022. Separately, you’ll also earn 5% …read more

Source:: Business Insider

      

(Visited 1 times, 1 visits today)

Leave a Reply

Your email address will not be published. Required fields are marked *