Usa news

Few Chicagoans buy flood insurance. Should they?

Good morning, Chicago. ✶

🔎 Below: Almost every community in the Chicago area is at risk of flooding, and powerful storms are expected to increase. Should you buy flood insurance?

🗞️ Plus: Chicago Housing Authority residents wait a long time for safe housing, we recap the Crosstown Classic and more news you need to know.

📝 Keeping scoreThe White Sox beat the Cubs on Sunday, 9-8, claiming the Crosstown Classic seriesthe Sky defeated the Lynx, 86-79.

📧 Subscribe: Get this newsletter delivered to your inbox weekday mornings.

⏱️: An 8-minute read


TODAY’S WEATHER 🌧️

Showers with a chance of thunderstorms and a high near 82.


TODAY’S TOP STORY 🔎

Larry Quinn Jr. thought his homeowners insurance would cover the damage when more than 5 feet of water flooded his Austin basement in 2023.

Giacomo Cain/Sun-Times

Few Chicago residents buy flood insurance, but should they?

By Brett Chase

Insurance isn’t assurance: Less than 1% of Cook County homeowners and residents have flood insurance. Intense storms, fueled in part by climate change, are expected to get worse in the coming decades. Heavy recent rainfall raises the question: Are Chicago homeowners covered by existing insurance policies if their basements flood? The answer is, probably not.

Weather warning: Big thunderstorms are becoming more frequent and dropping more rain in a short period of time. Streets and sewers across Chicago and the Cook County suburbs are not designed to handle so much rain, and that’s sending water into homes. Almost every community in the Chicago area is at risk of flooding. 

About that policy: Many homeowners are finding out they don’t have the right insurance to cover losses from water in their homes. Major insurers, such as State Farm and Allstate, will not automatically cover sewer-backup basement flooding as part of a regular homeowner’s plan.

READ MORE


HOUSING AND DEVELOPMENT 🏠

After months of inaction, Faith Hernandez filed a federal complaint against the Chicago Housing Authority so she could get away from her abuser.

Pat Nabong/Sun-Times

CHA resident waited years for safe housing, and there are hundreds more like her

By Lizzie Kane

CHA backlog: It can take years for Chicago Housing Authority residents to move into another unit after filing relocation requests with the agency over safety concerns. Some have been in limbo for seven years. Others have died waiting, according to records.

At issue: Nearly 400 households are on waitlists to move, records show. About 150 of the requests are labeled an “emergency.” And 241 of transfer requests are to accommodate disabilities. Among the other reasons CHA residents have sought emergency transfers are infestation, mold and fire. Records also show 103 transfer requests cite the Violence Against Women Act.

Key context: In February, a CHA employee filed a whistleblower complaint accusing the agency of failing to follow its reasonable accommodations process for residents with disabilities. This comes as about 3,978 apartments out of the CHA’s roughly 21,400 public housing units, or 18%, stand vacant, mostly because they are uninhabitable, records show.

READ MORE


SAM SIANIS 1934-2026 🐐

Sam Sianis owned the Billy Goat Tavern.

Sun-Times file

Sam ‘Cheezborger’ Sianis, legendary owner of Billy Goat Tavern, dies at 91

By Mitch Dudek and Mariah Rush

Chicago legend: Sam Sianis, owner of the Billy Goat Tavern, died Friday from natural causes. He was 91. Mr. Sianis opened the tavern on Lower Michigan Avenue in 1964, three decades after his uncle William “Billy Goat” Sianis opened its predecessor on West Madison Street. The subterranean location, near the former offices of the Sun-Times and the Chicago Tribune, was a favorite watering spot for reporters and columnists.

Backstory: After immigrating from Greece, Sam Sianis moved to San Francisco, and then to Chicago to work at his uncle’s tavern. Mr. Sianis went on to own several locations of the Billy Goat and to be immortalized in a classic “Saturday Night Live” sketch.

Key quote: “My dad was always a person who lit up the room when he walked in, always in a good mood,” said Mr. Sianis’ son Bill Sianis, who along with his brother Paul Sianis has operated the tavern since their father mostly retired about a decade ago.

READ MORE


MORE NEWS YOU NEED 🗞️

The scene where an infant was stabbed and killed Friday in Gage Park.

Anthony Vazquez/Sun-Times


ON WBEZ 91.5 FM 📻

In the Loop with Sasha-Ann Simons, 9 a.m.

Say More with Mary Dixon and Patrick Smith, 10 a.m.

LISTEN LIVE 🎧


CROSSTOWN CLASSIC ⚾

Edgar Quero is congratulated by White Sox teammate Colson Montgomery after his walkoff home run Sunday beat the Cubs.

Nam Y. Huh/AP


CHICAGO MINI CROSSWORD 🌭

Today’s clue: 4D: “Golden ___” (nickname for Jackson Park’s statue of The Republic)

PLAY NOW


BRIGHT ONE 🔆

Jackie Hoffman, founder of Peace Runners 773 run club, hands out medals to 5K participants.

Somer Van Benton/WBEZ

As Red Line expands, South and West Siders run — and imagine something new

By Somer Van Benton

More than 360 Chicagoans from the West and South sides ran three miles Saturday along 103rd Street to exercise, and to reimagine what the corridor could become.

Runners gathered at Corliss Early College STEM High School in Pullman for the inaugural 103rd Street 5K Peace Walk/Run. The event ended at Percy L. Julian High School with a vendor fair and community conversation about how vacant lots could be transformed into businesses and community centers.

In April, the Chicago Transit Authority broke ground on the Red Line Extension Project, which includes a station planned for 103rd Street. Community organizations are now working to revitalize the corridor from Cottage Grove Avenue to Vincennes Avenue in anticipation of increased traffic and investment in the neighborhood.

In an effort to bridge communities across the city, West Side athletes from Peace Runners 773 run club joined South Side residents to imagine new possibilities for the corridor, like restaurants, gyms and community centers.

“As we keep uniting throughout the city, we create these really big movements that reclaim our spaces, and get the things that we need for our communities,” said Jackie Hoffman, founder of the Peace Runners.

READ MORE


YOUR DAILY QUESTION ☕️

What now-closed Chicago business do you miss the most? Tell us why.

Email your answer (please include your first and last name). We may run your response in a future newsletter or story.


PICTURE CHICAGO 📸

Inside downtown’s Billy Goat Tavern on Friday.

Arthur Maiorella/For the Sun-Times


Thanks for reading the Sun-Times Morning Edition!
Got a story you think we missed? Email us here.


Written and curated by: Matt Moore
Editor: Eydie Cubarrubia


The Chicago Sun-Times is a nonprofit supported by readers like you. Become a member to make stories like these free and available to everyone. Learn more at suntimes.com/member.

Exit mobile version