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Full list of 163 bank closures after NatWest and Lloyds confirm even more

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Automated teller machines (ATMs) for NatWest Group Plc bank at Liverpool Street station in London, UK, on Tuesday, May 27, 2025. Freed from the clutches of government ownership, NatWest is getting ready to chart its own course for the first time in almost two decades. Photographer: Chris Ratcliffe/Bloomberg via Getty Images
Natwest is shuttering dozens of banks this year (Picture: Bloomberg/Getty Images)

The UK’s high streets are set to become even more desolate this year, as hundreds more banks are closing their doors for good.

The number of bank branches across the UK has dwindled gradually in recent years as customers increasingly turn to online and mobile banking.

Consumer watchdog Which? says that 6,522 bank branches have shut since January 2015 – around 53 every single month.

While hundreds of branches have closed this year already, there are more in the pipeline over the coming months.

Many people, such as older or disabled customers or small business owners, rely on local bank branches.

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The issue is worse in rural areas, which may have poor broadband or mobile phone signal, making internet banking difficult.

Santander isn’t the only bank to close branches this year (Picture: Vuk Valcic/ZUMA Press Wire/Shutt)

Sam Richardson, Which?’s deputy editor, said: ‘The milestone of more than 6,000 bank closures in just nine years underscores the seismic shift that has taken place in terms of our banking habits and the character of the British high street.’

Lloyds, Halifax and the Bank of Scotland, on top of dozens of closures, are also changing their branch opening times.

From September 25, all branches will open from 9.30am rather than 9am, and all shut about an hour earlier, between 3.30pm and 4.30pm. Most will also open at 10am on Wednesdays instead.

Not every bank is closing branches, however. HSBC pledged last year that it would not announce any closures until at least 2026.

Nationwide has gone a step further and promised it won’t close any branches until at least 2028, while Metro Bank and Barclays confirmed to Metro that there will be no closures this year.

Here is the list of branch closures coming up:

NatWest closures

NatWest is closing many more branches, but hasn’t said when yet (Picture: Getty Images)

At least 53 NatWest branches are closing for good in the coming months.

Some branches do not have a closure date set – Natwest says they will stay open until a banking hub is opened or renovation has been completed.

NatWest told Metro that more than 80% of its current account holders use digital services, and over 97% of retail accounts are opened online.

Santander closures

Santander is closing more than a fifth of its branches (Picture: Paul ELLIS/AFP)

Santander has closed dozens of banks over the summer, with 19 more set to shut their doors.

But the banking giant has confirmed the closure date of just one, Santander said in June.

Most closures were chalked up to increasing use of mobile and online banking, while other closure memos said customers use other local branches instead.

Halifax closures

A few high street banks are shuttering next year (Picture: Getty Images)

But even more Halifax branches have been earmarked for closure next year:

Lloyds closures

More than a dozen branches will vanish next year (Picture: EPA)

Lloyds says that decisions to pull down the shutters on banks take into account how it will ‘impact customers’.

More bank closures are to come, however:

Bank of Scotland closures

Like with the other banks, Bank of Scotland have said several other branches will close next year:

This article was first published on July 26, 2025

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