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Full list of 2025 bank closures from Lloyds, NatWest and more – including 23 in November

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epa12487557 A pedestrian walks past a HSBC bank branch in London, Britain, 28 October 2025. HSBC announced a third quarter profit fall of fourteen percent following a 1.1 billion US dollars hit from the Madoff lawsuit. EPA/ANDY RAIN
Banks across the UK are continuing to shut branches with dozens of closures this month (Picture: EPA)

High streets in the UK are set to become even more desolate this year with many more banks closing their doors for good.

In November alone banks are shutting dozens of branches across the country as customers increasingly turn to online and mobile banking.

The number of bank branches has dwindled gradually in recent years. Consumer watchdog Which? says that 6,522 bank branches have shut since January 2015 – around 53 every single month.

While hundreds of branches have closed this year already, there are more in the pipeline in coming weeks and into the following year.

Many people, such as older or disabled customers or small business owners, rely on local bank branches.

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The issue is worse in rural areas, which may have poor broadband or mobile phone signal, making internet banking difficult.

How popular is online banking in the UK?

Closures of high street banking branches is often linked to the rise in people managing their finances online.

Some 88% of adults in Britain use online or remote banking, according to data from Finder UK.

That accounts for around 48million people across the country.

In 2025, 2 in 5 Brits have a digital-only bank account. This allows customers to shop around and directly compare banking options anc access in-app customer support.

Advice on the app-based bank accounts available can be found on MoneySavingExpert.com, which rates Starling, Chase, Monzo and revolut highly in this category.

An estimated 57% of Brits have or plan to open a digital-only banking account, with the strongest pull being the higher interest rates.

Sam Richardson, deputy editor at Which?, said: ‘The milestone of more than 6,000 bank closures in just nine years underscores the seismic shift that has taken place in terms of our banking habits and the character of the British high street.’

Lloyds, Halifax and the Bank of Scotland are also changing their opening times at many branches which are not closing down.

From September 25, all branches will open from 9.30am rather than 9am, and all shut around an hour earlier, between 3.30pm and 4.30pm. Most will also open at 10am on Wednesdays instead.

Not every bank is closing branches, however. HSBC pledged last year that it would not announce any closures until at least 2026.

Nationwide went a step further and promised not to close any branches until at least 2028. On its website, it said: ‘We know that our customers still value speaking face-to-face, that’s why we have the UK’s biggest branch network with more branches than any other banking brand.’

Metro Bank and Barclays have also confirmed to Metro that there will be no closures this year.

Here is the list of branch closures coming up:

Lloyds closures

Some 17 branches of Lloyds Bank are set to shut for good in November (Picture: Bloomberg via Getty Images)

Lloyds has said that decisions to pull down the shutters on banks take into account how it will ‘impact customers’.

Many of its branches are set to close this month:

Closures that have already taken place this year are as follows:

More bank closures are to come, however:

NatWest closures

By the end of the year, NatWest will have closed more than 50 stores in 2025 (Picture: AFP or licensors)

At least 53 NatWest branches have been or will be closing down for good across the UK in 2025.

Some branches do not have a closure date set – NatWest says they will stay open until a banking hub is opened or renovation has been completed.

NatWest told Metro that more than 80% of its current account holders use digital services, and over 97% of retail accounts are opened online.

The bank has several closures coming up:

But many branches have already shut their doors this year:

Santander closures

Santander is one of the largest banks in the world and has 178million customers across the globe (Picture: In Pictures via Getty Images)

Santander had closed dozens of banks over the summer and still has with 19 more set to shut their doors.

But the banking giant has confirmed the closure date of just one, Santander said in June.

Most closures were chalked up to increasing use of mobile and online banking, while other closure memos said customers use other local branches instead.

On the closures, a spokesperson for Santander UK said: ‘As a business, we must move with customers and balance our investment across all the places where we interact with customers, to deliver the very best for them now and in the future.’

‘Closing a branch is always a very difficult decision and we spend a great deal of time assessing where and when we do this and how to minimise the impact it may have on our customers,’ the statement added.

The hours of the following branches also had their hours reduced since the change made on June 30:

Halifax closures

Halifax has already shut at least 30 branches in the last couple of months (Picture: Nathan Stirk/Getty Images)

Decreasing in-person banking has also hit Halifax, which is itself a subsidiary of Lloyds Banking Group.

Branches of Halifax set to shut soon are as follows:

Many closures have already taken place so far this year:

But even more Halifax branches have been earmarked for closure next year:

Bank of Scotland closures

Bank of Scotland is based in Edinburgh and is a subsidiary of Lloyds (Picture: Bloomberg via Getty Images)

November closures for Bank of Scotland are as follows:

The bank has already closed several other branches recently:

Like with the other banks, Bank of Scotland have said several other branches will close next year:

This article was first published on July 26, 2025

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