credit cards Holly Johnson Bahamas

I’ve budgeted $50,000 for travel in 2019, and I’m not the least bit sorry.
My husband and I are free of consumer debt, which helps us afford more travel each year. We even paid our home mortgage off a few years ago.
It’s a lot easier to live life on your own terms when you are debt-free, with plans to stay that way.
That said, we also choose to spend on travel over other things, like living in a bigger home or driving fancier cars.
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In a few weeks, my husband and I taking our two children on a whirlwind trip to England and Scotland.

Over the span of 2.5 weeks, we’re going to see most of the major sites in London, spend time in the English Lake District, see a few castles, and wander the Scottish Highlands in a rental car. We do have a few planned activities, mostly in London, but the rest of our trip will be spent zigzagging the countryside and relaxing in various Airbnbs.

The cost of this trip works out to around $5,000, mostly because I paid for our flights to London (and home from Edinburgh) with cash. I did use some travel rewards to pay for day trips and rental condos, but the rest we are funding ourselves.

In total, my husband and I have budgeted over $50,000 in travel this year. That sounds crazy, and maybe it is, but it’s pretty par for the course when you own a travel website. My husband and I started our blog,, in 2012, and we have done a ton of traveling — both with the kids and alone — ever since then.

If you think paying $50,000 for travel is unreasonable, that’s fine with me. I’m living life on my own terms and have been for a long time, so I don’t really care what anyone thinks.

Read more: I spend at least $600 a month on groceries, so I stick with 2 credit cards to get the most cash back

Plus, I think there are real benefits travel affords that you can’t acquire in other ways. Here’s why I don’t regret my travel budget and will probably spend the same — or more — on travel next year.

We’re debt-free

The main reason we’re able to spend so much money on travel is that it’s the core of our business, but it also helps immensely that we’re debt-free. Our business is 100% free of all debt, and we’re debt-free as consumers. My husband and I don’t have any credit card debt, nor do we have any car payments. We even paid off our home a few years ago, and we funded a recent room addition and landscaping projects in cash to maintain our debt-free status.

Read more: 5 credit card mistakes even smart people make, according to a woman with 26 cards and excellent credit

We could spend our extra money on nice cars or fancy digs, but we would rather stay …read more

Source:: Business Insider


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I’m spending $50,000 on travel in 2019 and I have zero regrets so far

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