The best Chase credit cards you can sign up for, no matter what type of rewards you want to earn

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Credit card points and frequent flyer miles can be incredibly useful, no matter what program you earn them with or what you eventually choose to do with them. While there are a few different types of credit card rewards, you benefit regardless of which kind your card earns by collecting a rebate on your everyday spending — as long as you practice financial discipline and pay off your statement in full each month.

Chase launched its famous Chase Sapphire Reserve® in 2016, and this premium rewards card has set the standard for other credit card issuers who updated their own products to keep up with the Reserve’s top-of-the-line rewards and benefits. But even if you don’t want to pay $550 a year for the Reserve, Chase has several great rewards cards to consider, including options that earn cash back and some great small-business credit cards.

Here are our top picks for the best Chase cards in 2020:

Best premium card: Chase Sapphire Reserve®
Best with a lower annual fee: Chase Sapphire Preferred® Card
Best for everyday spending: Chase Freedom Unlimited®
Best for small businesses, freelancers, and side gigs: Ink Business Preferred® Credit Card
Best for bonuses: Chase Freedom Flex℠

Table of Contents: Masthead StickyWhy you should consider a Chase card

Over the past few years, Chase has become a powerhouse in the credit card rewards and benefits space, growing its Ultimate Rewards program with the lucrative Chase Sapphire Preferred® Card, and then launching the premium Chase Sapphire Reserve®in 2016 with a massive introductory sign-up bonus of 100,000 Ultimate Rewards points.

While that bonus has since dropped, the card remains a powerhouse of value, and the Ultimate Rewards program is fiercely competitive, with a ton of different ways to redeem points and a number of different cards available with varied benefits

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If you’re looking for a new Chase card to boost your stores of Ultimate Rewards points, or you’re interested in getting access to new benefits or perks, it might be worth opening a new Chase card — just make sure that you know how opening a new card for the sign-up bonus or benefits can affect your credit.

Don’t forget about Chase’s 5/24 rule

Before you start applying for Chase credit cards, there’s an important restriction you should know about. Chase has something called the 5/24 rule, which prevents you from opening most Chase cards if you’ve opened five or more credit cards with any bank in the last 24 months. Due to this rule, many award travel enthusiasts focus on opening Chase credit cards before cards with other banks. 

Take a look below at our choices of the best available Chase cards, including our overall top pick, the Chase Sapphire Reserve®.

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. 

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Source:: Business Insider


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