Fraudster drained £200,000 from family’s savings and went on year-long holiday

Fraudster emptied own grandad's £80,000 savings and went on year-long holiday
Terry O’Connor, 33, set up online banking for his parents, siblings and grandad and spent the next five years siphoning off cash into his own account (Picture: Wales News Service)

A shameless thief who raided his own family’s bank accounts for £200,000 and ran off to Turkey for a year-long holiday has been jailed.

Terry O’Connor, 33, secretly set up phone and online banking for his parents, siblings and grandad and spent the next five years siphoning off cash into his own account.

He was rumbled when his grandfather went to withdraw some cash only to see his £80,000 life savings had been almost emptied.

Bank statements showed the money had been paid into accounts belonging to O’Connor’s parents before being transferred out again.

A subsequent police investigation revealed O’Connor had posed as his relatives to steal the money and funnel it through their accounts to his.

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Swansea Crown Court heard he stole £79,659 from his grandfather, £84,094 from his parents, £29,353 from his brother, and £8,241 from his sister.

O’Connor took a ferry from Dover to France and subsequently travelled to Turkey where he lived for almost a year before flying home in April this year and being arrested at Gatwick Airport.

The court heard that the grandfather’s bank repaid the money stolen in total, while the brother’s bank repaid half of what was taken from him.

The other family members have lost everything.

O’Connor’s grandfather has since passed away.

A shameless son hacked into his family's bank accounts to milk ??200,000 including his grandad's ??80,000 life savings to flee to Turkey for a year long holiday.. Terry O'Connoran, 33, was branded "unforgiveable" for his "act of betrayal" by a judge after being brought back to Britain. O'Connor secretly set up online and phone banking facilities for his parents, siblings and widowed grandfather. A court heard he then tapped in to help himself to their money- over more than five years. And he fled to Turkey where he lived for almost a year when his sneak crimes were rumbled by his shocked family. Prosecutor Dean Pulling said his grandfather visited his bank to withdraw cash only to find that almost all of his ??80,000 life savings and pension payments were gone. The bank found the money had been paid into O'Connor's parents' accounts in a series of transactions before being transferred out. His parents confronted their son to give his phone to police - and his online banking scam was uncovered. Police carried out a "lengthy investigation" which included getting access to financial and banking records, and phone subscriber details. O'Connor posed as other family members in order to carry out phone banking transactions on their accounts. Butr O'Connor took a ferry from Dover to France and subsequently travelled to Turkey where he lived for almost a year before flying home in April this year and being arrested at Gatwick Airport. The prosecutor said detectives found that O'Connor had secretly set up online and phone banking facilities on his grandfather's account, and then used that access to drain a total of ??79,659 from the account. O'Connor had used his knowledge of his family members' personal details to access the accounts of his parents and siblings in order make a series of transfers and purchases. The prosecutor said in total O'Connor stole ??79,659 from his grandfather, ??84,094 from his parents, ??29,353 from his brother, and ??8,241 from his sister. The court heard that the grandfather's bank repaid the money stolen in total, while the brother's bank repaid half of what was taken from him. The other family members have lost everything. The grandfather has since passed away. In a family statement his father said what happened had been "very painful and very embarrassing for the family" and said he did not want to spend any more time thinking about what his son had done. He said: "For what he did to my father and the rest of us, I can never forgive him. We are an honest, hardworking family - he seems happy to take what he can from others around him. What he has done to our family is unforgivable". The father said what his son did was not a "one-off" but was a conscious choice he made day after day for more than five years. He said he would "never get over the betrayal" and said the family "will never be the same again". The dad also said his son posted derogatory comments about the family on social media, and had then written to his mother while in prison to apologise. He said: "I do believe he was sorry - but not for us. He is sorry he is in prison. He wasn't sorry when he was stealing from us every day for five years". He added that the defendant is someone who thinks he is cleverer than those around him, and he asked the court to "Teach him a lesson that he cannot just do what he wants to". O'Connor,of Winch Wen, Swansea, pleaded guilty to fraud by false representation and possession of criminal property. His partner Chelsea Myles, 26, of Llansamlet, admitted possession of criminal property. Hywel Davies, for O'Connor, said the offending which was "extreme, targeted, and cruel". He said the father-of-two had now removed controlled substances from his life, and said he intends to start his own IT business. Judge Huw Rees told O'Connor that he was a "thoroughly dishonest individual" who had defrauded members of his own family before adopting a "cowardly stance" when the police become involved and then fleeing the jurisdiction. The judge praised the dignity of the defendant's family in the face of his "betrayal", and told O'Connor: "Your behaviour was unforgivable". O'Connor was sentenced to five years and three months at Swansea Crown Court. Myles was sentenced to 12 months in prison, suspended for 18 months. Judge Rees said in the absence of any co-operation from O'Connor, the police investigation was to be commended. WALES NEWS SERVICE
O’Connor stole £79,659 from his grandfather, £84,094 from his parents, £29,353 from his brother, and £8,241 from his sister (Picture: Wales News Service)

In a family statement his dad said the situation had been ‘very painful and very embarrassing for the family’ and said he did not want to spend any more time thinking about what his son had done.

He said: ‘For what he did to my father and the rest of us, I can never forgive him. We are an honest, hardworking family – he seems happy to take what he can from others around him.

‘What he has done to our family is unforgivable.’

The dad also said his son posted derogatory comments about the family on social media, and had then written to his mother while in prison to apologise.

He said: ‘I do believe he was sorry – but not for us. He is sorry he is in prison. He wasn’t sorry when he was stealing from us every day for five years.’

O’Connor, of Swansea, pleaded guilty to fraud by false representation and possession of criminal property.

His partner Chelsea Myles, 26, of Llansamlet, admitted possession of criminal property.

Judge Huw Rees told O’Connor that he was a ‘thoroughly dishonest individual’ who had defrauded members of his own family before adopting a ‘cowardly stance’ when the police become involved and fleeing.

He added: ‘Your behaviour was unforgivable.’

O’Connor was jailed for five years and three months.

Myles was sentenced to 12 months in prison, suspended for 18 months.

Judge Rees said in the absence of any co-operation from O’Connor, the police investigation was to be commended.

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